- Steven Cravotta
- Posts
- Stop thinking about web-to-app payments
Stop thinking about web-to-app payments
Hey there,
You've probably heard about routing payments around Apple to dodge the 30% fee.
If your app makes under $1M a year, that’s not necessary.
You qualify for Apple's Small Business Program, and your cut drops from 30% to 15%.
Same product, same store, half the take. You just have to apply.
A founder making $20k a month who never enrolls is handing Apple an extra $3,000 every month.
That's 36 grand a year sitting on the table because nobody told them the program existed.
Apply on day one. The form takes a few minutes.
You confirm you're under the threshold, agree to a couple of terms, and Apple flips your cut to 15% on the next billing cycle.
No catch. Just half the tax.
After $1M/year in revenue, Apple bumps you back to 30%.
You need an extra $150k in revenue just to cover the higher fees.
That's when you can think about integrating Stripe and web-to-app payments.
So under a million, don't waste a second engineering your way around Apple.
Their checkout is the lowest-friction payment on earth. Double-tap the lock screen and it's done.
Open App Store Connect, find the Small Business Program, and apply.
Peace,
Steven